PYMNTS

Articles by PYMNTS

Banks Adopt AI and Stablecoins Faster Than Compliance Can Keep Up

Crypto August 27, 2026

A little paranoia may be useful when the technology moving money changes faster than the controls designed to police it. That is the premise Chris Phillips, director of Financial Crime Industry Enga�...

Three Charts Show Who Wants a Federal Bank Charter and Why

Crypto August 27, 2026

The Office of the Comptroller of the Currencys charter-granting activity doesnt just show that a new rash of financial services firms are successfully becoming banks or bank-like institutions. The ap�...

OCC Promises Final Rule for GENIUS Act by November

Crypto August 21, 2026

We were working on the rule even before the President actually signed the bill into law, Gould said, according to excerpts released by the OCC. We will have a final rule out by November, so we are ...

Costco Seeks Regulatory Approval for Multiyear Medicare Plan Rollout - PYMNTS.com

Business August 19, 2026

Costco plans to start offering a Medicare plan and other senior-focused insurance products over the coming years.The retailer partnered with SCAN Health Plan, a nonprofit organization focused on heal�...

N3XT Unveils Tokenized Cross-Border Payments

Crypto August 18, 2026

Blockchain-powered bank N3XT has secured approval from Wyoming regulators to let customers use its digital token to transact with foreign counterparties, Bloomberg reported Monday (Aug. 17), citin...

Crypto Stocks Suffer as Investors Send AI Soaring

Crypto August 11, 2026

I felt a bit like a cave man who found fire, Switzerland-based investor Daniel Koss said of his shift from investing in cryptocurrency to putting his money into artificial intelligence (AI), The Wall�...

AI Collapses Exploit Window in Crypto Wallet Hack

Crypto August 4, 2026

Bitcoin hardware wallets were supposed to protect digital assets without the need for users to trust an exchange, bank or other intermediary.When a hardware wallet is initialized, it generates a reco�...

Coldcard Wallet Attack Losses Approach $89 Million

Crypto August 3, 2026

A 5-year-old security vulnerability has reportedly allowed attackers to steal nearly $89 million in bitcoin.As CoinDesk reported Sunday (Aug. 2), the vulnerability in a 2021 firmware release for the �...

Coinbase’s Trading Slump Shows Financial Platforms Need Users

Crypto August 1, 2026

Coinbase on Thursday (July 30) reported revenue of $1.22 billion, below Wall Street expectations. The companys transaction revenue fell 21% year over year to $599 million as industrywide spot volumes�...

The Stablecoin Sandwich Is Missing the Trust Layer

Crypto July 28, 2026

The stablecoin sandwich has become one of the most persuasive models for explaining how digital currencies like stablecoins can improve cross-border payments.The way the sandwich gets made is typical�...